Bodywork repairs following accident - paint match
in [Classic Cars]
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From: Dave Plowman (News) on 30 Jun 2010 08:44 In article <890n7rFjm0U33(a)mid.individual.net>, Adrian <toomany2cvs(a)gmail.com> wrote: > > Why should it matter whether the policy was classic or not when the > > other driver was at fault? > Because the standard of repair expected to a classic vehicle - > particularly with reference to paint match - is higher than to a random > older car. That's simply not so, unless you are paying for the work yourself. And that applies to any car, new or old. > There are also different techniques required - it'd be fine to > paint a 2yo car to the paint code, since fading and previous repainting > is unlikely. So the insurance premium for a more than two year old car drops dramatically? > But not an older car - you really do need to match to the > colour. Which might take a couple of goes, and increases the cost. A decent craftsman should manage it first time. -- *How many roads must a man travel down before he admits he is lost? Dave Plowman dave(a)davenoise.co.uk London SW To e-mail, change noise into sound.
From: Adrian on 30 Jun 2010 08:53 "Dave Plowman (News)" <dave(a)davenoise.co.uk> gurgled happily, sounding much like they were saying: >> But not an older car - you really do need to match to the colour. Which >> might take a couple of goes, and increases the cost. > A decent craftsman should manage it first time. Since when did insurance bodyshops employ them?
From: Adrian on 30 Jun 2010 08:53 "Dave Plowman (News)" <dave(a)davenoise.co.uk> gurgled happily, sounding much like they were saying: > My other car is on a classic policy. Not had any special treatment over > repairs on that. Only thing might be an agreed value - but suspicious me > wonders just how worthwhile these are? Because some insurers seem to > accept amounts far higher than the car would fetch if sold on the open > market. "Insurance value" is hardly a classic-car-only thing, though, is it? Ever watch the Antiques Roadshow?
From: Mike P on 30 Jun 2010 08:59 On 30 June, 13:41, "Dave Plowman (News)" <d...(a)davenoise.co.uk> wrote: > In article <890maaFjm0...(a)mid.individual.net>, > Adrian <toomany2...(a)gmail.com> wrote: > > > > Yeh. But surely I've got a right to have the car back in the same > > > condition as before the accident? > > Indeed. And that condition was not "freshly and completely resprayed". > > It's still relevant that your insurance was not a classic policy, so the > > standards being applied are those of a normal vehicle of that age. You > > merely proved to them that the repair was not financially unviable. > > That's complete bollocks.;-) > > My getting on a bit (13 years old) but still in good condition BMW was > damaged recently and it was touch and go about it being written off. Due > to the cost of a new door. I asked why they couldn't just use a secondhand > one - about 50 rather than 500 quid for the part - and they said they only > use new parts. > > They also had to respray more than just the damaged part to get a good > match on the metallic paint. You are entitled to have the car returned to > the condition it was in before the accident, and not bodged in any way. > > My other car is on a classic policy. Not had any special treatment over > repairs on that. Only thing might be an agreed value - but suspicious me > wonders just how worthwhile these are? IME Agreed value is a good thing. I bought an MX-5 for £1500. Insured it for £2000 agreed value, they asked for pics, service history etc. I wrote it off, my own fault. They gave me £2000, no quibbles. This was Adrian Flux, back in 2008. Mike P
From: Jerry on 30 Jun 2010 09:10
"Adrian" <toomany2cvs(a)gmail.com> wrote in message news:890t1rFjm0U59(a)mid.individual.net... : "Dave Plowman (News)" <dave(a)davenoise.co.uk> gurgled happily, sounding : much like they were saying: : : >> But not an older car - you really do need to match to the colour. Which : >> might take a couple of goes, and increases the cost. : : > A decent craftsman should manage it first time. : : Since when did insurance bodyshops employ them? Define "insurance bodyshop", all the ones I've worked in will do as Dave suggests, not all "insurance bodyshop" are born equal though... -- Regards, Jerry. |