From: Soggy matches on 16 Feb 2007 07:57 I bought a 4 year old car last year. It is a good runner but came with no history. I was gutted to recently learn that it is cat' C. I have looked all over the vehicle but cannot find any trace whatsoever of any repairs and without the paperwork to prove what has been done I can't tell my insurers that its a C although any work must have been done to an extremely high standard. The V5 shows a VIN check so it's not a ringer nor is it a cut-n-shut. Anyone any suggestions? It's a shame to break it as it seems fine. Could I possibly get an engineers report to satisfy the insurers? How much would this cost?
From: gazzafield on 16 Feb 2007 09:05 "Soggy matches" <wont(a)light.com> wrote in message news:er49p0$qs$1(a)aioe.org... >I bought a 4 year old car last year. It is a good runner but came with no >history. > > I was gutted to recently learn that it is cat' C. > > I have looked all over the vehicle but cannot find any trace whatsoever > of any repairs and without the paperwork to prove what has been done > I can't tell my insurers that its a C although any work must have been > done to an extremely high standard. > > The V5 shows a VIN check so it's not a ringer nor is it a cut-n-shut. > > Anyone any suggestions? It's a shame to break it as it seems fine. > > Could I possibly get an engineers report to satisfy the insurers? How much > would this cost? IIRC the car needs an inspection to be returned to the road to say that it is safe. I'm quite sure an inquiry at your local DVLA will put you in the right direction. Apart from that the car will only ever be worth 70 to 80% of an non Cat C's value. Hope you didn't pay over the odds.
From: Soggy matches on 16 Feb 2007 09:17 gazzafield wrote: > > IIRC the car needs an inspection to be returned to the road to say that > it is safe. I'm quite sure an inquiry at your local DVLA will put you > in the right direction. Apart from that the car will only ever be worth > 70 to 80% of an non Cat C's value. Hope you didn't pay over the odds. Thanks, I have indeed contacted DVLA who are going to send me details of who had the car at the date of the VIN so hopefully I can get details from them as to what went on. I have been under the car again today and can find no trace of repair so this is very puzzling. By coincidence there was a news item on BBC today saying that cat C's are to be awarded a kite mark to clear up such problems.
From: Conor on 16 Feb 2007 09:27 In article <er4eda$bu9$1(a)aioe.org>, Soggy matches says... > I have been under the car again today and can find no trace of repair so > this is very puzzling. > Not really. A good repair is an unseen one. -- Conor Light travels faster than sound. This is why some people appear bright until you hear them speak.........
From: Phaeton on 16 Feb 2007 09:38
Soggy matches wrote: > gazzafield wrote: > >> >> IIRC the car needs an inspection to be returned to the road to say >> that it is safe. I'm quite sure an inquiry at your local DVLA will >> put you in the right direction. Apart from that the car will only >> ever be worth 70 to 80% of an non Cat C's value. Hope you didn't pay >> over the odds. > > Thanks, I have indeed contacted DVLA who are going to send me details of > who had the car at the date of the VIN so hopefully I can get details > from them as to what went on. > > I have been under the car again today and can find no trace of repair so > this is very puzzling. > > By coincidence there was a news item on BBC today saying that cat C's > are to be awarded a kite mark to clear up such problems. > > Depending on what car it is there may have been little damage. A front bumper, couple of fog lights, a grille, 2x headlight, 2x indicators, slam panel & a bonnet may result in a write-off. If you bought the car from a dealer I believe they have a legal responsibility to inform you that it was a Cat C. They are liable for up to 6 years so I would suggest you take it back to them. If it was private they do not have to tell you, but would be liable if you asked the question & they said NO. I am intrigued as to why you cannot tell your insurance company & why it was not declared on their MIAFTA database (think that is the acronym). The other answer which I have experienced is where the actual vehicle was not written off by the insurance company but DVLA had it written off. That was a key input error, my registration was R86 *** & the vehicle that should have been written off was R88 *** it took an amazing long time to get it sorted. |