From: Chris Bartram on 28 Jan 2010 15:50 Adrian wrote: > "Miike G" <miktoolman(a)miktoolman.plus.net> gurgled happily, sounding much > like they were saying: > >>>>> Being hit whilst parked costs me more a year than 2xFPNs. > >>>> Should depend on who pays for the repair. > >>> Her insurance is paying, in their words "so you won't need to make a >>> claim" > >> Clearcut in your case, as you know who caused the damage, but if you >> didn't, and claimed off your own insurance, assuming you have a fully >> comprehensive policy, it could affect your premium, which might be the >> point that Adrian is making. > > It isn't. Mine was just as clear-cut as Carl's. > > My NCB is untouched. It's down as not-at-fault. BUT - it's a claim > involving my car, which affects my risk. Apparently. Same here. I was hit from behind while stationary at a red light. My NCB was not affected, it's non-fault, but both our premiums went up as I'm a named driver on the wife's policy. I'm an increased risk because some fuckwit couldn't see the stationary car at a red light :-/
From: Miike G on 28 Jan 2010 16:39 "Adrian" <toomany2cvs(a)gmail.com> wrote in message news:7se9ppFrp9U1(a)mid.individual.net... > "Miike G" <miktoolman(a)miktoolman.plus.net> gurgled happily, sounding much > like they were saying: > >>> In my case, the other driver's insurance. No arguments from them. > >> Sounds like you need to try a different insurance Co. > > That was common across a large number from a comparison site. I don't use them, except to compare premiums with those offered by my broker. I've accepted his recommendations for over 30 years. His offerings are competitive with those I see online, and having all my details and what I'll accept on record makes an ins Co change or policy renewal simple and hassle free. A signature and a payment is all he usually requires. And a quick telephone call is enough to get insurance on a car I might have decided to buy Maybe I should thank him for my claim experiences. Mike.
From: Adrian on 28 Jan 2010 16:49 "Miike G" <miktoolman(a)miktoolman.plus.net> gurgled happily, sounding much like they were saying: >>> Sounds like you need to try a different insurance Co. >> That was common across a large number from a comparison site. > I don't use them, except to compare premiums with those offered by my > broker. Oh, likewise. But they're good for playing around with "What if...?" (And, yes, my broker is not only cheaper than the best of the comparison site quotes, but a better policy - and they're top people.)
From: Miike G on 28 Jan 2010 19:15 "Adrian" <toomany2cvs(a)gmail.com> wrote in message news:7sef2lFio6U2(a)mid.individual.net... > "Miike G" <miktoolman(a)miktoolman.plus.net> gurgled happily, sounding much > like they were saying: > >>>> Sounds like you need to try a different insurance Co. > >>> That was common across a large number from a comparison site. > >> I don't use them, except to compare premiums with those offered by my >> broker. > > Oh, likewise. But they're good for playing around with "What if...?" > > (And, yes, my broker is not only cheaper than the best of the comparison > site quotes, but a better policy - and they're top people.) Sounds like he should be doing a better job if your premium increases for 'no fault' damage to your car Mike..
From: Miike G on 28 Jan 2010 19:35
"Chris Bartram" <news(a)delete-me.piglet-net.net> wrote in message news:hjst4s$ss3$1(a)news.eternal-september.org... > Miike G wrote: > >> I doubt it. IME 'no fault' accidents, paid for by 3rd parties insurance >> has no affect on ones premium. >> > I beg to differ. SWMBO's insurance went up by �28 when we disclosed the > (non-fault) accident I had in 2008- I'm a named driver. Mine also went up. Maybe my broker only offers me policies from more reputable companies. He knows I'm not interested in the cheapest. I just don't want any hassle if I have a claim. Or a penalty for any 'no fault' damage. Mike. |