Prev: Oh Dear
Next: Neat mod
From: Chris Bartram on
Adrian wrote:
> "Miike G" <miktoolman(a)miktoolman.plus.net> gurgled happily, sounding much
> like they were saying:
>
>>>>> Being hit whilst parked costs me more a year than 2xFPNs.
>
>>>> Should depend on who pays for the repair.
>
>>> Her insurance is paying, in their words "so you won't need to make a
>>> claim"
>
>> Clearcut in your case, as you know who caused the damage, but if you
>> didn't, and claimed off your own insurance, assuming you have a fully
>> comprehensive policy, it could affect your premium, which might be the
>> point that Adrian is making.
>
> It isn't. Mine was just as clear-cut as Carl's.
>
> My NCB is untouched. It's down as not-at-fault. BUT - it's a claim
> involving my car, which affects my risk. Apparently.
Same here. I was hit from behind while stationary at a red light. My NCB
was not affected, it's non-fault, but both our premiums went up as I'm a
named driver on the wife's policy. I'm an increased risk because some
fuckwit couldn't see the stationary car at a red light :-/
From: Miike G on

"Adrian" <toomany2cvs(a)gmail.com> wrote in message
news:7se9ppFrp9U1(a)mid.individual.net...
> "Miike G" <miktoolman(a)miktoolman.plus.net> gurgled happily, sounding much
> like they were saying:
>
>>> In my case, the other driver's insurance. No arguments from them.
>
>> Sounds like you need to try a different insurance Co.
>
> That was common across a large number from a comparison site.

I don't use them, except to compare premiums with those offered by my
broker.
I've accepted his recommendations for over 30 years. His offerings are
competitive with those I see online, and having all my details and what I'll
accept on record makes an ins Co change or policy renewal simple and hassle
free. A signature and a payment is all he usually requires.
And a quick telephone call is enough to get insurance on a car I might have
decided to buy
Maybe I should thank him for my claim experiences.
Mike.


From: Adrian on
"Miike G" <miktoolman(a)miktoolman.plus.net> gurgled happily, sounding much
like they were saying:

>>> Sounds like you need to try a different insurance Co.

>> That was common across a large number from a comparison site.

> I don't use them, except to compare premiums with those offered by my
> broker.

Oh, likewise. But they're good for playing around with "What if...?"

(And, yes, my broker is not only cheaper than the best of the comparison
site quotes, but a better policy - and they're top people.)
From: Miike G on

"Adrian" <toomany2cvs(a)gmail.com> wrote in message
news:7sef2lFio6U2(a)mid.individual.net...
> "Miike G" <miktoolman(a)miktoolman.plus.net> gurgled happily, sounding much
> like they were saying:
>
>>>> Sounds like you need to try a different insurance Co.
>
>>> That was common across a large number from a comparison site.
>
>> I don't use them, except to compare premiums with those offered by my
>> broker.
>
> Oh, likewise. But they're good for playing around with "What if...?"
>
> (And, yes, my broker is not only cheaper than the best of the comparison
> site quotes, but a better policy - and they're top people.)

Sounds like he should be doing a better job if your premium increases for
'no fault' damage to your car
Mike..


From: Miike G on

"Chris Bartram" <news(a)delete-me.piglet-net.net> wrote in message
news:hjst4s$ss3$1(a)news.eternal-september.org...
> Miike G wrote:
>
>> I doubt it. IME 'no fault' accidents, paid for by 3rd parties insurance
>> has no affect on ones premium.
>>
> I beg to differ. SWMBO's insurance went up by �28 when we disclosed the
> (non-fault) accident I had in 2008- I'm a named driver. Mine also went up.

Maybe my broker only offers me policies from more reputable companies. He
knows I'm not interested in the cheapest. I just don't want any hassle if I
have a claim. Or a penalty for any 'no fault' damage.
Mike.


First  |  Prev  |  Next  |  Last
Pages: 1 2 3 4 5
Prev: Oh Dear
Next: Neat mod