From: Chris Whelan on
On Wed, 17 Mar 2010 21:14:42 +0000, DavidR wrote:

[...]

> Someone else mentioned about driving on your own insurance. I don't
> think that's wise because your car doesn't seem to have insurance in
> it's own right

Depends entirely on your insurer if that is allowed or not.

FWIW, I've never had a policy that *didn't* let me drive someone else's
car, whether that car was insured by the owner or not.

Chris

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From: Chris Bartram on
On 17/03/2010 15:52, Adrian wrote:
> "Trevor"<trevor(a)nospam@woldsweather.co.uk> gurgled happily, sounding much
> like they were saying:
>
>> It has no road tax - I'd have to have an Insurance certificate
>> specifically for that vehicle wouldn't I?
>
> The short-term insurance sites claim you can use their policies to tax
> the car.
I've successfully tried it, though I think technically the Post Office
isn't supposed to accept printout certificates- so I have been told, at
least. How those differ from a posted one printed on a laser printer at
the insurance co is less clear. In my case the cover note arrived at
home, I needed to tax the car, so I bought a days insurance.
From: Chris Whelan on
On Wed, 17 Mar 2010 21:53:00 +0000, Chris Bartram wrote:

> On 17/03/2010 15:52, Adrian wrote:
>> "Trevor"<trevor(a)nospam@woldsweather.co.uk> gurgled happily, sounding
>> much like they were saying:
>>
>>> It has no road tax - I'd have to have an Insurance certificate
>>> specifically for that vehicle wouldn't I?
>>
>> The short-term insurance sites claim you can use their policies to tax
>> the car.
> I've successfully tried it, though I think technically the Post Office
> isn't supposed to accept printout certificates- so I have been told, at
> least. How those differ from a posted one printed on a laser printer at
> the insurance co is less clear. In my case the cover note arrived at
> home, I needed to tax the car, so I bought a days insurance.

Post office counter staff have been completely overwhelmed by changes in
the ways insurance can be bought.

My step-son has motor trader's insurance. His own cars are automatically
covered, but since the introduction of ANPR he has to keep the insurance
company updated as to which cars he actually owns.

The details of his cars do not appear on his certificate, but the law
allows that certificate to be accepted for taxation purposes. However,
whether or not it is accepted depends purely on the mood of the counter
clerk.

Sometimes, he has to give up and go to another post office. He was
refused on one occasion; after ringing the insurance company to re-
confirm his cover, he went back to the same post office later in the day,
and was issued a tax disc without question!

Chris

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