From: Adrian on 19 Jul 2010 09:04 The Peeler <peelingthe(a)invalid.admin> gurgled happily, sounding much like they were saying: >>> Usually when you receive the policy documents and after you have paid. >>No, you normally receive the Ts&Cs and policy docs BEFORE you pay - or, >>rather, have the option to. > Which insurance company sends out Certificates of Insurance and > Schedules before it gets paid? > > If you buy over the phone, do they read the T&Cs to you? Ever heard of a website?
From: The Peeler on 19 Jul 2010 09:06 On 19 Jul 2010 06:47:02 GMT, Adrian <toomany2cvs(a)gmail.com> wrote: >The Peeler <peelingthe(a)invalid.admin> gurgled happily, sounding much like >they were saying: > >>>> A couple of weeks ago my renewal reminder from RAC arrived, whilst I >>>> was away. On opening it and reading the bottom few lines, it said not >>>> to worry they will renew it automatically and debit my credit card >>>> from the details I provided them with last year - WHAT, without my >>>> permission? > >>>No, with your permission. You just didn't bother reading the bit where >>>you gave them permission last year. > >> Here, read this: Adrian agrees to pay The Peeler 200 pounds a year. >> You've read it. Therefore I have your permission to charge your credit >> card. > >You seem to have forgotten the subtle detail that it's in a legal >contract which you agreed to. If you buy a policy over the phone and they don't tell you there's a continuous authority on your credit/debit card, there isn't one. They can put whatever they like in the paperwork they subsequently send you.
From: The Peeler on 19 Jul 2010 09:13
On 19 Jul 2010 13:04:41 GMT, Adrian <toomany2cvs(a)gmail.com> wrote: >The Peeler <peelingthe(a)invalid.admin> gurgled happily, sounding much like >they were saying: > >>>> Usually when you receive the policy documents and after you have paid. > >>>No, you normally receive the Ts&Cs and policy docs BEFORE you pay - or, >>>rather, have the option to. > >> Which insurance company sends out Certificates of Insurance and >> Schedules before it gets paid? >> >> If you buy over the phone, do they read the T&Cs to you? > >Ever heard of a website? Ever heard of buying insurance over the phone? No computer necessary. |