Tesco Clubcard Deals
in [UK Drivers]
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From: Ret. on 16 May 2010 05:04 MrBitsy wrote: > On 15/05/2010 19:53, Ret. wrote: >> And all this purely via using a Tesco credit card for all my >> purchases! > > You really think you're getting something for nothing? Compared with someone who shops at Tesco and other places using a credit card that gives no 'perks', and who does not use a Tesco Clubcard - yes of course I am. Using my Tesco Credit card costs me nothing because I always pay off the full balance at the end of every month - but I get Tesco voucher points on every use of the card. People who have an 'ordinary' credit card will pay exactly the same that I am paying - but will get back nothing. It never ceases to amaze me just how lax so many people are about organising their finances. They use credit cards that give no perks - when there are plenty of credit cards that *do* give perks. They bank with one of the big four - despite ample evidence that the big four provide poor service, high charges, and low interest rates on credit balances. They have savings accounts with the major banks that give interest of 0.4% - when there are instant access accounts out there currently giving 2.75%. There are credit cards out there that enable you to use them abroad with no 'foreign use' loading (usually around 2.75%). They draw money out abroad using debit cards that also charge 2.75% - when there are banks (such as Nationwide) who make no charge for using cash machines abroad. (It is years since I took travellers cheques on holiday - I just draw cash out when I get there - and Nationwide use the business rate when converting that cash withdrawal into GBP - not the tourist rate which is invariably worse). I am quite prepared to accept that some products are cheaper at supermarkets like Aldi and Lidl etc - but having tried them we found that we could rarely get everything we wanted from those stores - which meant have to troop around to Tesco for the remainder. We'd much rather shop at a large supermarket that offers us everything that we want in one single shop. Compared with people who also do that but don't use a Tesco credit card - then yes, I am certainly getting something for nothing. -- Kev
From: Norman Wells on 16 May 2010 06:16 Man at B&Q wrote: > On May 16, 12:52 am, MrBitsy <ray.keat...(a)infinity.com> wrote: >> On 15/05/2010 19:53, Ret. wrote: >> >>> And all this purely via using a Tesco credit card for all my >>> purchases! >> >> You really think you're getting something for nothing? > > Yes. > > Tesco credit card is accepted anywhere that ither credit cards are > accepted. You have the same interest free period and no monthly > charges. So, by using your Tesco CC everywhere, and collecting points > you do indeed get something for nothing. > > Which bit don't you understand? I think MM should comment on this one. He's the resident expert on how wonderful Tesco is.
From: johannes on 16 May 2010 07:19 Mike Henry wrote: > > In <4BEFA7B2.1A3334C4(a)size53365363fitter.com>, johannes > <johs(a)size53365363fitter.com> wrote: > > >I recently had a visit by an enthusiastic salesman from British Gas; > >that was modern textbook selling of the worst kind. No price lists, > >took him hours before he finally announced the cost of the proposed > >installation and I could get rid of him. However, no itemisation of > >his grossly inflated quotation. When I asked for the itimisation, > >he looked at me as if I was stupid: "We don't do that; just one total > >price". Obviously, he solicited all kinds of information from me > >beforehand; my age, my work and earnings. > > But from your previous post wrt RAC you sounded clued up. So why on Earth > would you allow that BG salesman to (a) take up your time, (b) get > information from you? It was a quotation for a major heating installation, not just about gas prices. I had called BG for a quotation, so I had to at least be diplomatic to some extent; not obnoxious. So I chatted with him about what I did. In the end I didn't accept the bid. In my view it was 50% overpriced. It was very slick textbook sales effort with colour printout from laptop, and I'm sure that the work would be ok if I just wanted to throw money at it... But I found it very odd that with so many components to the installation, that he wouldn't itimise. Imagine that would happen at a car workshop? > I don't allow any door-to-door selling at my house. But if I did, the > first question would be "How much do you charge for a kilowatt-hour of > [gas/electricity], and give me the answer on a printed tariff sheet right > now". Their failure to come up with the goods should take seconds not > minutes, and you don't give them any of YOUR information in the process. Sure man.
From: Conor on 16 May 2010 07:25 On 16/05/2010 00:35, MrBitsy wrote: > I didn't suggest Lidl. > No but you did say Aldi and the same applies. It is not a like for like product. -- Conor I'm not prejudiced. I hate everyone equally.
From: MrBitsy on 16 May 2010 19:58
On 16/05/2010 10:04, Ret. wrote: > I am quite prepared to accept that some products are cheaper at > supermarkets like Aldi and Lidl etc - Not some - most! > but having tried them we found that we could rarely get everything we > wanted from those stores - which meant have to troop around to Tesco > for the remainder. Exactly what we do. How about using your Tesco credit card in Aldi, then going to Tesco for the stuff you can't get? You save �20 per week plus get the points! You remark how people are lax with finances and talk about low interest rates, yet pay over the odds for your shopping! > We'd much rather shop at a large supermarket that offers us everything > that we want in one single shop. Compared with people who also do that > but don't use a Tesco credit card - then yes, I am certainly getting > something for nothing. Yet you throw �20 per week away for the sake of going to two shops? -- MrBitsy |