Prev: Petrol and 0.9p
Next: half off topic!
From: Mike G on 5 Aug 2010 14:57

"Harry Bloomfield" <harry.m1byt(a)NOSPAM.tiscali.co.uk> wrote in message
news:mn.2c307da8a2bb8f7e.106911(a)NOSPAM.tiscali.co.uk...
> Ret. explained on 05/08/2010 :
>> My FC premium last November for the Rover was �237.
>
> That was a just a little more than RAC quoted for me this year.
>
> I now have it down to �181 with Adrian Flux. The actual policy says �140,
> so I guess the difference between the two figures is Mr Flux's cut?
>
>> I argued that surely it was 'me' who had earned the NCB - and that should
>> be irrespective of what car I was driving. "That's not the way it works"
>> was the reply... (Still can't quite work that out...)
>
> There are companies who will provide the NCB on two cars, but it all does
> seem an illogical - and always to the benefit of the insurer.

It's even more illogical. I have 2 policies with different ins Co's, both
with earned max NCB.
If I have a claim under one policy, under the terms of both Co's, I must
inform the other Co. If I am responsible for the claim, it can affect the
renewal premium and/or the NCB on both policies.
Mike.


From: Ret. on 7 Aug 2010 13:22
Harry Bloomfield wrote:
> Ret. explained on 05/08/2010 :
>> My FC premium last November for the Rover was �237.
>
> That was a just a little more than RAC quoted for me this year.
>
> I now have it down to �181 with Adrian Flux. The actual policy says
> �140, so I guess the difference between the two figures is Mr Flux's
> cut?
>
>> I argued that surely it was 'me' who had earned the NCB - and that
>> should be irrespective of what car I was driving. "That's not the
>> way it works" was the reply... (Still can't quite work that out...)
>
> There are companies who will provide the NCB on two cars, but it all
> does seem an illogical - and always to the benefit of the insurer.

Indeed. My insurance company has sent me a written copy of their quote for
insuring my wife and I to drive the Picanto 1.1 litre auto. It shows me with
zero NCD. Ludicrous.

--
Kev

First  |  Prev  | 
Pages: 1 2 3 4 5 6 7
Prev: Petrol and 0.9p
Next: half off topic!