Accident Claim Management
in [UK Drivers]
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From: Anthony Cunningham on 6 Aug 2010 07:23 I was involved in an accident earlier in the week. Nobody was injured but my car sustained serious damage when a numpty exited a junction too early and ran across the back of my car tearing off the rear bumper and smashing the light cluster on the driver's side. I'm fully comp with More Th>n and I phoned them from the accident scene. So far they've towed my car, arranged for a hire car and sent my car for repair. I was telling a friend this last night and he advised that I should involve a claim management company on my behalf. Is this worth doing? Does anyone here have any experience of one of these companies that they can recommend? Thanks, Tony
From: Adrian on 6 Aug 2010 07:45 Anthony Cunningham <anthony.j.cunningham(a)gmail.com> gurgled happily, sounding much like they were saying: > I was telling a friend this last night and he advised that I should > involve a claim management company on my behalf. Is this worth doing? > Does anyone here have any experience of one of these companies that they > can recommend? I used one a couple of years ago, when my car was hit whilst parked. I forget who, but one of the big names - recommended to my by the bodyshop I wanted to use. They make their money off high charges for their hire car charges. I wasn't claiming off my own insurance (to minimise the chances of my car being written off), but directly off the other driver's, so there was an added-value for me in that it helped to ensure the repairs were done to my satisfaction by my preferred repairer with minimal hassle on my part. If your own insurer is involved, which they are, then I'm not sure a third party would add much to it.
From: The Peeler on 6 Aug 2010 08:26 On Fri, 6 Aug 2010 04:23:11 -0700 (PDT), Anthony Cunningham <anthony.j.cunningham(a)gmail.com> wrote: >I was involved in an accident earlier in the week. Nobody was injured >but my car sustained serious damage when a numpty exited a junction >too early and ran across the back of my car tearing off the rear >bumper and smashing the light cluster on the driver's side. > > > >I'm fully comp with More Th>n and I phoned them from the accident >scene. So far they've towed my car, arranged for a hire car and sent >my car for repair. > > > >I was telling a friend this last night and he advised that I should >involve a claim management company on my behalf. Is this worth doing? >Does anyone here have any experience of one of these companies that >they can recommend? Many such companies are only interested if personal injury is involved. That's where the money is.
From: Roger Mills on 6 Aug 2010 08:58 On 06/08/2010 12:23, Anthony Cunningham wrote: > I was involved in an accident earlier in the week. Nobody was injured > but my car sustained serious damage when a numpty exited a junction > too early and ran across the back of my car tearing off the rear > bumper and smashing the light cluster on the driver's side. > > > > I'm fully comp with More Th>n and I phoned them from the accident > scene. So far they've towed my car, arranged for a hire car and sent > my car for repair. > > > > I was telling a friend this last night and he advised that I should > involve a claim management company on my behalf. Is this worth doing? > Does anyone here have any experience of one of these companies that > they can recommend? > > > > Thanks, > > > > Tony Assuming that you're not going to claim for personal injury, the only things at risk are your insurance excess, and possibly your no-claims bonus. You will need to prove that the other party was at fault (if he/she doesn't admit it) and you will need to reclaim your excess from them. If your insurance policy includes - either as standard, or as an optional extra which you have paid for - something called "legal expenses" or "uninsured loss recovery", they should take care of everything. If it doesn't, you'll need to do this yourself, or employ someone to do it for you. -- Cheers, Roger ____________ Please reply to Newsgroup. Whilst email address is valid, it is seldom checked.
From: boltar2003 on 6 Aug 2010 09:36
On Fri, 6 Aug 2010 04:23:11 -0700 (PDT) Anthony Cunningham <anthony.j.cunningham(a)gmail.com> wrote: >I was telling a friend this last night and he advised that I should >involve a claim management company on my behalf. Is this worth doing? >Does anyone here have any experience of one of these companies that >they can recommend? Please don't. They charge a fortune to the insurance company and just put the insurance up for the rest of us and you'll see little if any benefit out of it anyway. Plus if the insurance refuse to pay you could be lumped with a very large bill from said "management" company. B2003 |